What's the best/cheapest way to check my credit rating?

If your in the UK, Experian do a free 30 day trial of their credit report. Its free, you just need to cancel before 30 days is up, or you`ll get charged. Cancelling is easy, you just need to ring them up, and they are good at doing it.

Its the only way that I know of that you get can get a free report online in the UK.

Alternatively, for a %26quot;free%26quot; paper copy of their credit report which takes 7 days, you apply under the Data Protection Act and it costs you 鎷?. Again details are on their site below

What%26#039;s the best/cheapest way to check my credit rating?

http://freeannualcreditreport.com

It%26#039;s a site by Equifax.

What%26#039;s the best/cheapest way to check my credit rating?

Go to freecreditreport.com

Sign up for their program which gives you the first month free. As long as you cancel within 30 days you will not be charged. You can check your score as much as you want for free in that first 30 days.

What%26#039;s the best/cheapest way to check my credit rating?

Appl;y for a credit card. If your ok you%26#039;ll get it, if not you will be declined.

What%26#039;s the best/cheapest way to check my credit rating?

Go to www.annualcreditreport.com they will give you a free credit check on your past year.

What%26#039;s the best/cheapest way to check my credit rating?

www.annualcreditreport.com

You get a free report every year. However, the catch is if your not on file, they%26#039;ll request a by mail proof of self/address verification. You%26#039;ll have to mail them a copy of your Social Security card and a recent bill (utility best). If you have to do this, print the form out they have and mail it in with a request for your credit report.

What%26#039;s the best/cheapest way to check my credit rating?

If you want to now your true FICO scores, which are the scores that the banks use, then you will have to either visit myFICO.com or apply for a mortgage and ask the lender to give you a copy of your report (it will include your scores.)

You can get your scores at other sites for cheaper than you can at myFICO, but they are not true FICO scores, they are FAKO scores.

What%26#039;s the best/cheapest way to check my credit rating?

expirian

pay 4.99

What%26#039;s the best/cheapest way to check my credit rating?

If you write to one of the companies requesting the information it only costs about 鎷?2.00 but ask first

How does adding an additional card holder to my credit card affect my credit rating?

It will have no effect. Your credit rating reflects only your credit, not the whole groups. Example, when you get married it does not impact your credit rating. But if you try to co-sign for a loan, and your co-signer has poor credit the loan will likely be rejected.

Where woud you recommend applying for a loan if credit rating is low?? plz help xx?

in what country?

this is a worldwide site

Where woud you recommend applying for a loan if credit rating is low?? plz help xx?

loan sharks, no don%26#039;t do that, banks, no they won%26#039;t without collateral, I don%26#039;t know

Where woud you recommend applying for a loan if credit rating is low?? plz help xx?

this is my recommendation

http://andycaine.approval4u.hop.clickban...

Where woud you recommend applying for a loan if credit rating is low?? plz help xx?

http://get-a-home-loan.net lowest rates in 50 states i promise

Being Canadian, why can't I get a free credit rating?

Yes you can I%26#039;m canadian and I requested one,can%26#039;t remember which one from the 3 companies I got it from. You have to send them photo copy of your passport,license,etc.You are entitled to 1 free one (I believe once a year) any questions email me.

Being Canadian, why can%26#039;t I get a free credit rating?

what?

Being Canadian, why can%26#039;t I get a free credit rating?

Living in Canada automatically means you have bad credit. So what purpose does a free credit report have!

Please note the above answer is meant as humor and not meant to offend Canadians.

Has anyone gone through the process of having your credit rating frozen? Pros and cons?

Yes, I have done it. You just contact any one of the three credit rating agencies, and by placing a freeze there, they will request the freeze across all three.

Pros: It will be much harder to have your identity stolen, because you have to jump through more hoops to get credit in your name. It will give you piece of mind that the agencies are watching your credit more closely, and will contact you if there are changes.

Cons: It will be much harder to get credit, because you have to jump through more hoops to get credit in your name. You have to renew the freeze every 90 days, as it is only temporary.

Best of luck to you!!

Has anyone gone through the process of having your credit rating frozen? Pros and cons?

I am not sure exactly what your talking about....but I think you may mean contacting the 3 credit bureaus and having them flag your SSN to make it much harder for you (or someone who pretends to be you) to get loans and credit cards.

There is no harm in it. It will just require a few mroe steps to get lines of credit. it s a good protective measure if you fear identity theft.

You may also want to look into indentity theft insurance (if this is your fear) at zanderinsurance.com

Hope I guessed right, if not then I apologize

Has anyone gone through the process of having your credit rating frozen? Pros and cons?

it%26#039;s ok if u have a problems in the past with your credit rating but it%26#039;s only temporary

Can i still get a university loan with poor credit rating in UK,age 26?

Hi,

After school, i began working instead of college/uni. I am now 25, and will be 26 by the time i want to go to university for a bachelors. Can i still apply for a student loan in the UK? Because i don%26#039;t have college certificates, i guess i will need to go through clearing? Is this right? Any advice? Thanks!

Can i still get a university loan with poor credit rating in UK,age 26?

I have tried it myself, here is some good informations.http://studentloan.online-helpers.info/c...

If a US citizen immigrates to Canada, does their credit rating follow, or do you start all over?

Getting banking information accross boarders is almost as difficult as getting yourself accross boarders. Banking info like credit ratings are NOT allowed to be shared between countries unless you jump through the red tape. When my parents moved to the US, they gave up over 30 years of good credit in Canada and had to start fresh in the US, but they gad a US department store credit card for at least 20 years and that had given them some credit rating. You will need to talk to an expert in immigration to see if it is worth it.

If a US citizen immigrates to Canada, does their credit rating follow, or do you start all over?

follows you , they share info.