thanks.
Does having a joint bank acc constitute a financial relatsionship for credit rating?
If it%26#039;s just a joint savings or checking account, that has no barring on credit rating. It%26#039;s only if you have a joint credit card, that it would.
Does having a joint bank acc constitute a financial relatsionship for credit rating?
it does effect both your credit ratings, if thats what you%26#039;re asking. yes.
Does having a joint bank acc constitute a financial relatsionship for credit rating?
Yes, having a joint bank account would constitute a financial relationship. You are %26#039;associated%26#039; with anyone with whom you have a joint account.
When two people apply for a joint account (e.g. joint mortgage or loan) the lender will perform a joint credit search with one or more of the credit reference agencies. This joint search will normally create a financial association between the two applicants on the database of any credit reference agency used. This association will link the credit files of those individuals in the future. A transient association is a relationship between two or more applicants that does not indicate a permanent financial association, such as two or more students applying to rent a television or a fridge together.
Does having a joint bank acc constitute a financial relatsionship for credit rating?
Yes. I have a joint account with someone with bad credit and it has affected my credit rating.
I got a credit report from experion and on that it shows you who you are linked with.
Does having a joint bank acc constitute a financial relatsionship for credit rating?
Yes, each of the account owners will have a separate credit report as a result.
Does having a joint bank acc constitute a financial relatsionship for credit rating?
Defiantly yes
Does having a joint bank acc constitute a financial relatsionship for credit rating?
Yeah, but it can have adverse effects if one of you defaults, be careful
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