Wednesday, May 26, 2010

Is there a free site where one may check his/her credit rating?

www.annualcreditreport.com



You can download a free report from each of the 3 bureaus once per year. They do not give you your credit score though. You have to pay to get that from them. Certain credit cards will give you your credit score from one of the bureaus every month. I know Washington Mutual is one.



Is there a free site where one may check his/her credit rating?

freecreditreport.com



Is there a free site where one may check his/her credit rating?

That%26#039;s a little too general a question. You can check your credit report free on www.annualcreditreport.com



Dunn and Bradstreet, a paid service, is for checking business credit ratings.



Credit scores are separate and you have to sign up to receive these and pay a fee. However, myfico.com and bankrate.com have credit score %26quot;estimators%26quot; that come fairly close or give you a range your score should be in if you answer them accurately.



Is there a free site where one may check his/her credit rating?

Here is an article about getting a free credit report.



http://www.bankrate.com/brm/news/financi...



There are ways to get a free credit report. However, they do not give you the credit rating when they do. For that you are going to have to pay somehow.



Watch out for the reports that sign you up in a credit monitoring service. You get a free report and maybe even a free score however you have agreed to sign up for a monitoring service that charges you a monthly fee. The really rotten part of the deal is that on some of these sites it never mentions that this is what is going on. It is hidden in the user agreement that most people just click on and blindly accept.



Example. Someone suggested using www.freecreditreport.com. On that site it has this:



%26quot;When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don%26#039;t cancel your membership within the 7-day trial period, you will be billed $14.95 for each month that you continue your membership.%26quot;



At least they are up front about it and tell you right off the bat. Some people like to pay for credit monitoring services and some people don%26#039;t. It is something you have to consider before using their service. This one says that you have 7 days to cancel the service. Watch out on that one. They do not say what kind of hoops you have to jump thru to cancel the service. I have heard of sites that only allow you to cancel the service thru a letter sent thru the mail. It is very easy to get your timing off on that one and get stuck paying for a month of service. Besides, they are going to want a credit card number from you in any event.



Is there a free site where one may check his/her credit rating?

US law requires the three agencies to give you a free copy of your credit report each year. http://www.ehow.com/how_2204949_free-cre... You will be asked some questions that you only should know and then you will be directed to each one of the three credit agencies. Good luck



Is there a free site where one may check his/her credit rating?

www.annualcreditreport.com , it is the government website. It is free to see your credit report but you have to pay around $8 to see your score.



Is there a free site where one may check his/her credit rating?

creditcarddetails.com is the one i use because once you find your score, you can see which cards you qualify for. they have cards for those with bad credit too.

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