My flat was repossed in the 1980s do I now have a bad credit rating with any banks or lenders?

not to worry!!!

My flat was repossed in the 1980s do I now have a bad credit rating with any banks or lenders?

If you%26#039;ve been timely on your bills since then I can%26#039;t imagine this still reflecting your credit. I was under the impression that after ten years an incident like that no longer put a damper on your credit score.

My flat was repossed in the 1980s do I now have a bad credit rating with any banks or lenders?

Usually repo%26#039;s are removed from your credit file within 7 years, 12 if you%26#039;ve gone bankrupt more than once.

My flat was repossed in the 1980s do I now have a bad credit rating with any banks or lenders?

Your repossession should have been cleared by now. You can take a look at your credit report for free at TransUnion.com from all three bureaus. It%26#039;s a one time, once a year access.

My flat was repossed in the 1980s do I now have a bad credit rating with any banks or lenders?

It shouldn%26#039;t be a problem - it shouldn%26#039;t even show up on your credit report. But I highly recommend you review your credit report - and you should do it periodically. Some people say do it monthly. www.AnnualCreditReport.com is the official site to help consumers to obtain their free credit report. You can look at your credit report for free, once a year from each of the 3 bureaus via this site. So if you work it right, you could get your free report every 4 months by cycling through each of the 3 bureaus. Good luck.